Why Buckingham Curry?
Why should you choose Buckingham Curry for your financial wellness needs? That’s easy!
Buckingham Curry has an award-winning financial wellness plan that is effective and affordable. Our program is unique in many ways to include offering one-on-one financial coaching, tailored products and programs, fusion of company benefits during workshops and coaching, high standards for financial coaches, and a business to business sales/relationship model.
One-on-one financial coaching
Personal attention to a Wealth Builder's specific financial health is essential to assisting them to building healthy habits and strategies for success. One-on-one personal financial coaching sessions are one of the conerstones of the company's services. Coaching is available in thirty (30) minute or one (1) hour intervals, by appointment only.
Tailored Products and Programs
All seminars, workshops and materials can be tailored or customized for our clients. The extent of customization will depend on the needs of both clients and Wealth Builders which can be determined using verbal feedback or benchmarking services.
Fusion of Company Benefits
Seminars, workshops and coaching sessions infuse your company benefits. The employer is a critical part of the employee's financial team and Buckingham Curry presenters and coaches make sure each Wealth Builder is aware and exposed to our client's benefits package that will help them complete and achieve their financial goals.
High Standards for Financial Coaches
Buckingham Curry's personal financial coaches are held to very high standards. They must be knowledgeable, nurturing, caring, non-assuming, understanding and non-judgmental. The role of the coaches is to further empower and guide the Wealth Builder to their goal.
Business Relationship is with the institution, not the Wealth Builder
Buckingham Curry does not sell directly to the Wealth Builder. Our business model is business to business. Therefore, our fees are paid by the institution and not the Wealth Builder. This model ensures maximum effectiveness for our clients and Wealth Builders by fostering an environment of trust, eliminating the possibility of conflict of interest, and limiting other liability concerns. Buckingham Curry is in the business of empowering Wealth Builders through education only.
Business Case
How do you quantify the costs or expenses associated with employee turnover, absenteeism, theft, substandard performance, lackluster production, and benefits package (401-k, stock purchase, insurance, etc.) participation? Everyday, an employee leaves their job for another dollar due to their heavy burden of debt and distress. Everyday, a student drops out of college because of the heavy burden of debt and distress. The expenses associated with these statistics are enormous.
One out of every four employees are financially distressed. Employees spend 20 hours each month on the phone to deal with their failing finances. Another indicator of the overall financial health is to consider the amount of dollars borrowed against a company's 401-k plan–the equivalent of a 40 percent loan! Productivity, performance, creativity and leadership skills are all compromised when the employee or student is financial distressed.
It is paramount to understand the correlation between personal success and professional success. The individual simply can not function professionally at levels necessary to maximize company performance.
By all research and statistics on personal financial wellness training, it is estimated that the return on investment exceeds a 3 to 1 margin. For example, if a company spends $5,000 on a financial wellness program, then they will gain $15,000 in increased performance and productivity.
Personal financial wellness training will reduce absenteeism and turnover while increasing participation in employee benefit packages, loyalty, productivity and performance.
In a fiercely competitive global market, the spend is not only essential but equally justified by the ROI.
Our Program
Buckingham Curry programs are built from the grassroots. All products are proprietary and built within. They are very user-friendly, interactive, effective and applicable to everyone (regardless of their current financial knowledge). All programs are custom built to fit the needs and environment of our clients and Wealth Builders be it corporate, manufacturing or educational.
Programs can consist of workshops/seminars, Total Financial Wellness Toolkit, Wealth Starter, Personal Coaching, FinTips and Benchmarking. Other products include an array of 12-Month Financial Wellness Planners for high schools, colleges/universities, postgraduate schools and employees.
Any combination of these award winning products or services are sure to bring lasting results for our clients and Wealth Builders to include stronger bottom-line profits for both. Implementation of our programs result in higher productivity, lower absenteeism, increased use of benefits and decreased borrowing against 401-k programs.
See Products and Services for more details.
Potent Differentiators
Buckingham Curry offers products, services and benefits which sets it apart from its competitors. Following are areas where Buckingham Curry has potent differentiators.
Different from Plan Providers
Buckingham Curry is very different from plan providers such as Fidelity, VanGuard, and the like. The differences include:
- Unlike the plan providers, Buckingham Curry products and services cover the total range of personal financial wellness using the 5 Components of Financial Wellness which include:
- Building Wealth
- Protecting Wealth
- Protecting Income
- Life Planning
- Building a Financial Team
- Plan providers typically educate employees on retirement planning which is their core competence.
- Plan providers that present to employees have a motive to improve their profits by increasing employee participation in 401-k plans offered by the plan provider. Buckingham Curry's only agenda is their business relationship with the client (the company) and our Wealth Builders' financial wellness. Buckingham Curry does not benefit by increased participation in any company benefits; therefore, in the long run, clients are able to gain maximum results and participation from employees as a result of our involvement.
Incorporate Benefits
Buckingham Curry incorporates all company benefits into workshops/seminars and personal coaching sessions. This practice increases awareness and participation in company provided benefits packages as well as impacts retention. Many times, Wealth Builders are not aware of all benefits available to them. Buckingham Curry makes sure the employee understands that you, the employer, are a vital part of their financial team. They also stress the impotance of longevity on the job as it relates to achieving financial goals.
No direct sales to the Wealth Builder
Unlike the plan providers or other financial educators, Buckingham Curry does not sell products or services directly to the Wealth Builder. Our sales model is business to business. Clients and Wealth Builders appreciate and welcome our policy because it creates an atmosphere of trust and ensures the effectiveness of our programs and is not sales driven.
Confidential
Every conversation and communication with Wealth Builders is confidential. Confidentiality is an important part of building trust and confidence in Buckingham Curry. Clients are not provided personal information about Wealth Builders, but are supplied quarterly reports to monitor usage and activity.
Trusting
Building trust is very important to Buckingham Curry with our clients and Wealth Builders. Without trust, Wealth Builders are not as open or relaxed and clients are wary. Creating an atmosphere of trust is a huge part of our value system. It is proven that trust fosters and sustains a more effective program.
Impactful
Buckingham Curry's products and services impact the bottom-line of our clients and the bottom-line of our Wealth Builders. The company provides clients with more productive and goal driven employees while empowering Wealth Builders to take control of their finances.
Life Changing
Buckingham Curry seeks to empower Wealth Builders with tools to make life changing improvements to their financial frameworks. Life changing means just that. Wealth Builders are able to live on a budget, decrease debt, increase savings, increase retirement investments, improve credit ratings, and build wealth by following the 5 Components of Financial Wellness.