Defining Moments
Seventy-one percent of Americans live paycheck to paycheck. In other words, financial situations of seven out of ten individuals you know probably are one event away from a financial avalanche.
This means that of the twenty people with whom you work closely everyday (managers, supervisors, staff, laborers and admin), only six of them are free from thoughts and stress of how they are going to force ends to meet. The saddest revelation of all is that financial sickness has become defined as the norm. People expect, but are not prepared, to manage mountainous debt. Americans are becoming more and more financially sick and over extended.
The sickness spills over into every facet of their lives—work, home, recreation. This reality motivated a desire for change—for their employees, for themselves and for their children. Buckingham Curry presented an opportunity for a better life and set the stage for defining moments.
Business
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"In this global marketplace, INROADS Inc. is one of the most recognized training organizations and is known for our "best in class" training curriculum. We are very careful about who we partner with to supply our training needs. BC Holding's contribution to our curriculum enables us to remain the best-of-the-best while preparing our students to become effective employees and leaders in our communities." - Mercedes Lytle, President |
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"This program helps our employees empower themselves financially, and financially empowered employees benefit our business. Upon launch, we received many positive comments about how this program has helped people and families." -E. Renee Franklin, Vice President |
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"This is the first time we have received feedback this positive on any seminar or program we have implemented at Alive Hospice. Employees were thanking me on the way out of the seminar. This has never happened." -Awilda Campbell |
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"They have done an excellent job with our employees and their families. Feedback from all employees has been excellent! I can see the positive change in attitudes and productivity as a result of BC Holdings." -Mark Isom, President/CEO |
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"Cummins Filtration has enjoyed a business relationship with BC Holdings, LLC since 2004, during which time we have benefited significantly from their financial expertise in conducting workshops utilizing their Toolkit Workbook, Wealth Starter CD Program and professional coaching skills. Functional excellence is a key component to our organization. Educating and developing our employees professionally and personally is a positive driver for the growth and success of our corporation." -Karen A. McNair, Supplier Diversity Manager |
Wealth Builder (Employee/Student)
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"Nearly one year has passed and my ambition to be debt-free has not waned. Using BC Holdings' counsel and guidance, in the last six months my FICO credit score has increased 100 points, my credit card balances have decreased significantly, and I am approximately 3 months away from paying in full my fourth credit card and am just five years away from being debt free!" -Brandi, MD |
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"Thanks to the opportunity you have given us we have accomplished the following: Short term, we have become much more organized; we are on a healthy budget; we have paid off approximately $20,000, in our household; we are working on our net-worth statement. Long term, we are working on a retirement plan for ourselves; we expect to be totally debt free in 10 years; BC Holdings is also working with my college-aged daughter on budgeting and the importance of early financial planning." -Raymond
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"Although I am well aware of the financial dos and don'ts myself, it helps me to focus on my goals and plans for retirement instead of focusing on others' plans as I do in my everyday life. The financial tools they use to assist people in planning their future are easy to understand and demonstrates how you can plan for retirement with less money than most people realize. Overall I believe the services that are available through BC Holdings can benefit the young and not so young alike." -Julie |
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"I was exposed to the services of BC Holdings, LLC, when they made a presentation at our Corporate office. I was so impressed with their professionalism, financial knowledge and base skills, that I signed my family up for their financia guidance sessions. My wife, two daughters, son-in-law and son made the following comments after their coaching sessions: 'Now I understand the value of money and it's need to be managed;' 'They made it clear that a budget is my guide to financial success;' 'I never knew that it was necessary to start so early in life to prepare for retirment;''Their Wealth Starter CD made it so simple and clear that I'm going to look into investing in stocks and IRAs.'" -Brad |
"Originally I was not interested in speaking with anyone about my financial situation, it seemed too personal to me. However, I would not change the experience if I had it to do over. The advisor gave me several tips that I would not have thought of on my own...I believe that this program could really help change my current financial situation for the better as well as shape my future financial security." -Amy |
Other Supporters
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"The amount of our loan requests has decreased because students have a better understanding of why they don't need to borrow more than what is needed for school; more students are paying their loans back on time which has had a direct impact on our loan default rate of 2-3%; more students are paying back their student loans before they graduate; more students are living the lifestyle of a student rather than a doctor (i.e., not buying expensive cars, purchasing property, etc.)...We are excited about adding your new and extended services for our students. In addition, we will begin using your program as an important distinction and competitve edge in our marketplace for many years to come." -Roxie E. Johnson |
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"We can tell the difference in the attitude and demeanor of our students, staff and professionals as they show confidence in their financial endeavors." -A. Cherrie Epps, Ph.D., |
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"[BC Holdings] helped Sumner County officials realize the importance of providing newlyweds this financial learning tool as a means of giving them a solid footing upon which to begin their lives together. At the time of application for a marriage, the Deputy Clerk offered the Wealth Starter CD to the groom and bride." -Bill Kemp |
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"Just last week we were able to assist a financially troubled couple through giving them a copy of the Wealth Starter Toolkit that had been donated by BC Holdings. The couple came into the counseling session stressed out, but they left, built up. Not only were they given words of instruction, but they were also equipped with a practical plan for financial empowerment." -Chris Jackson |